You should spend around 20 minutes on this task.

You applied for a loan in your bank and it was approved. However, there was an extra debit from the loan amount as the loan appraisal fee. Write a letter to the manager, asking him/her for clarification.

You do NOT need to write any addresses.
Begin your letter as follows:
Dear Sir or Madam,
Write at least 150 words.

MODEL ANSWER:

Dear Sir,

I am an account holder in your bank and I am writing this letter for a clarification regarding the amount which is seen debited in excess from my account.

I had applied for a vehicle loan at 8% interest in the month of October and the loan amount was approved within two weeks. The amount was credited on my savings account exactly after fifteen days, however I saw some disproportions in the amount debited. I was informed that an appraisal fee of $100 would be debited immediately after the loan amount sanctioning. However, when the monthly statement came, I noticed an extra $75 debit on my main balance. I would like to know the exact reason of debit as it is not stated clearly in the statement. It would be appreciated if you could convey me the details as soon as possible.

I await your reply in anticipation.

Yours faithfully,
(Name)

Word count:150